Sunkist Employees Federal Credit Union
Serving all Sunkist* Affliliates
MEMBER BUSINESS HOURS
MONDAY 8 AM-4:00 PM
TUESDAY 8 AM-4:00 PM
WEDNESDAY 8 AM-4:00 PM
THURSDAY 8 AM-4:00 PM
FRIDAY 8 AM-4:00 PM
SATURDAY CLOSED
SUNDAY CLOSED
Holiday Closures
• Monday, May 25, 2026
In observance of Memorial Day
• Friday, July 3, 2026
In observance of Independence Day
Finance your next vehicle with confidence
Experience the advantages of financing with a credit union that puts your needs first. Our auto loan program is designed to offer flexibility, speed, and personalized support—so you can drive forward with confidence.
Why Choose Us
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Competitive rates available for both new and used vehicles
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Flexible repayment terms designed to help you stay comfortably within your budget
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Fast approvals, typically within 24 hours
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Local, member-focused support from start to finish
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You may be approved—even if you're just getting started
Apply With Confidence
Whether you're purchasing your first car or upgrading to a newer model, our team is here to guide you through every step. Explore your options, review current rates, and start your application today.
New Auto
36 Mos
48 Mos
60 Mos
72 Mos
4.99%
5.49%
6.00%
6.50%
Used Auto (model years 2022-2026)
36 Mos
48 Mos
60 Mos
72 Mos
5.25%
5.50%
6.00%
6.50%
Used Auto (model years 2021 or older)
36 Mos
48 Mos
60 Mos
72 Mos
6.00%
6.25%
6.50%
7.00
Quick Cash Loans
Fast. Simple. No Credit Check.
We offer a straightforward way to access short‑term funds when unexpected expenses arise. With no credit check required, members can qualify based on verifiable income and the ability to repay
How It Works
Our Quick Cash Loan program is designed to help members borrow responsibly while building access to higher loan amounts over time. Each successful repayment unlocks the next loan level.
Loan Level
Starter Loan
Level 2
Level 3
Maximimum Loan
Amount
$300
$500
$800
$1,000
Term
2 Months
3 Months
4 Months
5 Months
Why Members Choose Quick Cash Loans
• No Credit Check — Approval is based on income, not your credit score.
• Fast Access to Funds — Get help quickly when life can’t wait.
• Short, Manageable Terms — Designed to support responsible borrowing.
• Flexible Loan Levels — Build your borrowing power with each successful payoff.
• Member‑Focused Service — Simple, supportive, and stress‑free.
Protect Yourself from Financial Fraud and Scams
Your awareness as a consumer plays a vital role in identifying and reporting fraud, helping authorities act quickly and protect others.
Seniors: A Common Target Older adults are often targeted due to their financial stability and trusting nature. Scammers may pose as caring acquaintances to gain access to funds. The Department of Financial Protection and Innovation provides free resources, including the Protect Yourself from Fraud booklet, to help consumers stay safe.Stay Informed Fraud tactics continue to evolve.
Common schemes include:
Telephone Scams
• Imposter calls claiming overdue payments
• Fake Social Security or IRS threats
• Debt‑relief scams requiring upfront fees
• “Grandparent” scams requesting urgent money
Phishing & Identity Theft
• Searching trash for personal documents
• Fake emails or websites stealing login information
• Weak or outdated passwords
How to Protect Yourself
• Government agencies do not request payments by phone; official notices are mailed.
• Never share personal information with unknown callers.
• Shred sensitive documents before discarding them.
• Seek financial help only from verified institutions.
• Review financial statements regularly for unauthorized activity.
Preventing Elder Financial Abuse
A guide for family members and friends of individuals living in nursing homes or assisted living communities.
Don’t wait until it’s too late — click the link below for more information.
Legal Disclaimer
The information provided on this page is for general consumer awareness only and does not constitute legal advice or regulatory guidance. SEFCU will periodically update this content; however, it may contain links or references to third-party resources. We does not endorse or guarantee the accuracy, completeness, or reliability of third-party information.
BORROW UP TO $10,000.
LOW FIXED RATES
Eliminate high-interest, stress debt with low fixed rates starting at 9.49% APR.
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Are you feeling overwhelmed by holiday credit card debt? Many Americans find themselves facing around $3,000 in holiday spending, and unexpected expenses can make it even more challenging. With high interest rates, managing these debts can be daunting. Let us offer you relief through a personal loan. Apply today and discover how we can help you manage your holiday expenses more effectively.
CHECK OUT ALL THE LOANS WE HAVE TO OFFER!
Have YOU signed up for your
PRE-PAID DEBIT CARD?
No more waiting for your check in the mail!
When you contact us for your $$ we can load the funds straight to your
VISA Pre-Paid Debit Card!!
Contact us for your
Pre-Paid Visa Debit Card application!
(Minimum of $20.00 up to $5000.00)
Easy-to-share and use, CUMONEY® Visa® Gift Cards keep celebrations going. Members can choose our plastic card option to give immediately.
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Worry-free gift, safer than cash
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Instant issue plastic or virtual cards
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Track balances and purchases for free online
A virtual gift card can unlock amazing dreams for your loved ones!
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Instantly available
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Easy to buy
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Choose your delivery date
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For online purchases only
Ask us today about the virtual Visa Gift Cards!
