As of October 16, 2026, the credit union is closed due to severe wind conditions, and we have been instructed to leave the building, as power will not be restored until later tonight. Thank you for your understanding.
We expect operations to resume on Monday, October 19, 2026
Please send any email requests to sunkistmember@gmail.com, and we will respond in a timely manner on Monday.
Sunkist Employees Federal Credit Union
Serving all Sunkist* Affliliates
MEMBER BUSINESS HOURS
MONDAY 8 AM-4:00 PM
TUESDAY 8 AM-4:00 PM
WEDNESDAY 8 AM-4:00 PM
THURSDAY 8 AM-4:00 PM
FRIDAY 8 AM-4:00 PM
SATURDAY CLOSED
SUNDAY CLOSED
Holiday Hours closure
• Thursday & Friday, November 26 & 27, 2026
In observance of Thanksgiving
• Thursday, December 24, 2026
In observance of Christmas Eve
• Friday, December 25, 2026
In observance of Christmas Day
• Thursday, December 31, 2026 (Half Day)
In observance of New Years Eve
•Friday January 1st, 2027
In observance of New Years Day
Finance your next vehicle with confidence
Experience the advantages of financing with a credit union that puts your needs first. Our auto loan program is designed to offer flexibility, speed, and personalized support—so you can drive forward with confidence.
Why Choose Us
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Competitive rates available for both new and used vehicles
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Flexible repayment terms designed to help you stay comfortably within your budget
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Fast approvals, typically within 24 hours
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Local, member-focused support from start to finish
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You may be approved—even if you're just getting started
Apply With Confidence
Whether you're purchasing your first car or upgrading to a newer model, our team is here to guide you through every step. Explore your options, review current rates, and start your application today.
*Rates and terms are based on creditworthiness and may vary.
All loans are subject to credit approval.*
New Auto Starting at
36 Mos
48 Mos
60 Mos
72 Mos
4.99%
5.49%
6.00%
6.50%
Used Auto (model years 2022-2026)
Starting at
36 Mos
48 Mos
60 Mos
72 Mos
5.25%
5.50%
6.00%
6.50%
Used Auto (model years 2021 or older)
Starting at
36 Mos
48 Mos
60 Mos
72 Mos
6.00%
6.25%
6.50%
7.00
Quick Cash Loans
Fast. Simple. No Credit Check.
We offer a straightforward way to access short‑term funds when unexpected expenses arise. With no credit check required, members can qualify based on verifiable income and the ability to repay
How It Works
Our Quick Cash Loan program is designed to help members borrow responsibly while building access to higher loan amounts over time. Each successful repayment unlocks the next loan level.
Loan Level
Starter Loan
Level 2
Level 3
Maximimum Loan
Amount
$300
$500
$800
$1,000
Term
2 Months
3 Months
4 Months
5 Months
Why Members Choose Quick Cash Loans
• No Credit Check — Approval is based on income, not your credit score.
• Fast Access to Funds — Get help quickly when life can’t wait.
• Short, Manageable Terms — Designed to support responsible borrowing.
• Flexible Loan Levels — Build your borrowing power with each successful payoff.
• Member‑Focused Service — Simple, supportive, and stress‑free.
🔐 Member Cybersecurity Education Series🔐
Part 1 — What Is Cybersecurity?
Cybersecurity is the practice of protecting your personal information, devices, and online accounts from unauthorized access. Every day, cybercriminals attempt to break into accounts using stolen passwords, weak security settings, or outdated software. Strengthening your digital habits is the best way to stay safe.
Part 2 — Strong Passwords & Why They Matter
Your password is the first line of defense.
Tips for stronger protection:
Use long, unique passwords for each account
Mix letters, numbers, and symbols
Avoid personal details like birthdays or names
Consider using a password manager to store them securely A strong password makes it significantly harder for attackers to access your accounts.
Part 3 — Multi‑Factor Authentication (MFA)
MFA adds a second step when logging in — such as a text code or authentication app.
Even if someone steals your password, they cannot access your account without that second factor.
Enable MFA on: Online banking, Email, Social media & Shopping accounts
This is one of the most effective cybersecurity tools available.
Part 4 — Keeping Your Devices Updated
Updates aren’t just for new features — they fix security weaknesses.
Make sure your: Phone, Computer, Apps & Web browsers are running the latest version.
Updated devices are far less vulnerable to cyberattacks.
Part 5 — Safe Browsing & Secure Websites
Before entering personal information online, check for:
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https:// at the start of the website
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A small lock icon in the address bar
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Correct spelling in the website name
Secure websites encrypt your information, making it harder for attackers to intercept.
Part 6 — Protecting Your Home Wi‑Fi
Your home network is the gateway to your devices.
Keep it secure by:
Using a strong Wi‑Fi password
Changing the default router password
Avoiding public Wi‑Fi for banking or sensitive activity
Using a VPN when needed
A secure network keeps your information private.
Part 7 — Recognizing Suspicious Activity
Cyber threats aren’t always obvious.
Watch for: Login alerts you didn’t request
Password reset emails you didn’t initiate
Unknown devices connected to your accounts
Apps you don’t remember installing
If something looks unusual, change your password immediately and review your account activity.
Part 8 — Backing Up Your Data
Regular backups protect you from data loss caused by hacking, device failure, or accidental deletion.
Use: Cloud storage, External hard drives, Automatic backup settings
Backups ensure your important files stay safe.
Part 10 — Your Credit Union Is Here to Help
Cybersecurity is an ongoing effort. Staying informed and practicing safe digital habits helps protect your financial well‑being.
If you ever notice unusual activity or need help securing your information, our team is here to support you.
Protect Yourself from Financial Fraud and Scams
Your awareness as a consumer plays a vital role in identifying and reporting fraud, helping authorities act quickly and protect others.
Seniors: A Common Target Older adults are often targeted due to their financial stability and trusting nature. Scammers may pose as caring acquaintances to gain access to funds. The Department of Financial Protection and Innovation provides free resources, including the Protect Yourself from Fraud booklet, to help consumers stay safe.Stay Informed Fraud tactics continue to evolve.
Common schemes include:
Telephone Scams
• Imposter calls claiming overdue payments
• Fake Social Security or IRS threats
• Debt‑relief scams requiring upfront fees
• “Grandparent” scams requesting urgent money
Phishing & Identity Theft
• Searching trash for personal documents
• Fake emails or websites stealing login information
• Weak or outdated passwords
How to Protect Yourself
• Government agencies do not request payments by phone; official notices are mailed.
• Never share personal information with unknown callers.
• Shred sensitive documents before discarding them.
• Seek financial help only from verified institutions.
• Review financial statements regularly for unauthorized activity.
Part 9 — Protecting Your Personal Information
Your personal details are valuable.
Keep them safe by: Limiting what you share online,
Reviewing privacy settings on apps, Avoiding posting sensitive information on social media
Never sharing verification codes with anyone
Small habits make a big difference.
Preventing Elder Financial Abuse
A guide for family members and friends of individuals living in nursing homes or assisted living communities.
Don’t wait until it’s too late — click the link below for more information.
Legal Disclaimer
The information provided on this page is for general consumer awareness only and does not constitute legal advice or regulatory guidance. SEFCU will periodically update this content; however, it may contain links or references to third-party resources. We does not endorse or guarantee the accuracy, completeness, or reliability of third-party information.
BORROW UP TO $10,000.
LOW FIXED RATES
Eliminate high-interest, stress debt with low fixed rates starting at 9.49% APR.
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Are you feeling overwhelmed by holiday credit card debt? Many Americans find themselves facing around $3,000 in holiday spending, and unexpected expenses can make it even more challenging. With high interest rates, managing these debts can be daunting. Let us offer you relief through a personal loan. Apply today and discover how we can help you manage your holiday expenses more effectively.
CHECK OUT ALL THE LOANS WE HAVE TO OFFER!
Have YOU signed up for your
PRE-PAID DEBIT CARD?
No more waiting for your check in the mail!
When you contact us for your $$ we can load the funds straight to your
VISA Pre-Paid Debit Card!!
Contact us for your
Pre-Paid Visa Debit Card application!
(Minimum of $20.00 up to $5000.00)
Easy-to-share and use, CUMONEY® Visa® Gift Cards keep celebrations going. Members can choose our plastic card option to give immediately.
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Worry-free gift, safer than cash
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Instant issue plastic or virtual cards
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Track balances and purchases for free online
A virtual gift card can unlock amazing dreams for your loved ones!
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Instantly available
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Easy to buy
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Choose your delivery date
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For online purchases only
Ask us today about the virtual Visa Gift Cards!
If you're using a screen reader or other auxiliary aid and having difficulty using this website, please call 661-290-8702 for assistance.
Accounts federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA, National Credit Union Administration, a U.S. Government Agency.
Our mission is to provide our member owners with quality financial products and services through dedicated personal attention