Sunkist Employees Federal Credit Union
Serving all Sunkist* Affliliates
MEMBER BUSINESS HOURS
MONDAY 8 AM-4:00 PM
TUESDAY 8 AM-4:00 PM
WEDNESDAY 8 AM-4:00 PM
THURSDAY 8 AM-4:00 PM
FRIDAY 8 AM-4:00 PM
SATURDAY CLOSED
SUNDAY CLOSED
Quick Cash Loans
Fast. Simple. No Credit Check.
At Sunkist Employees Federal Credit Union, we know that unexpected expenses can happen at any time. When you need quick access to funds without the stress of a credit check, our Quick Cash Loans offer a fast, straightforward solution. As long as you have verifiable income, you can apply — it’s that simple
How It Works
Our Quick Cash Loan program is designed to help members access short‑term funds responsibly. Loan amounts increase as each loan is paid off on time, giving you more flexibility when you need it.
Loan Level
Starter Loan
Level 2
Level 3
Maximum Loan
Amount
$300
$500
$800
$1,000
Term
2 Months
3 Months
4 Months
5 Months
Start at $300 and grow your limit with successful repayment — up to a maximum of $1,000.
Why Choose a Quick Cash Loan?
• No Credit Check Required — Your income is your qualification.
• Fast Approval Process — Get funds quickly when life can’t wait.
• Short, Manageable Terms — Designed to support responsible borrowing.
• Flexible Loan Levels — Increase your loan amount as you build repayment history.
• Member‑Focused Service — We’re here to help, not complicate the process.
Protect Yourself from Financial Fraud and Scams
Your vigilance as a consumer is crucial in reporting fraudulent activities, enabling authorities to take swift action and protect others from financial exploitation.
Seniors: A Prime Target
Older adults are especially vulnerable to scams due to their trusting nature, financial stability, and access to home equity. Fraudsters often pose as caring acquaintances, building trust before exploiting it for financial gain.
To combat these deceptive practices, the Department of Financial Protection and Innovation offers free resources, including the *Protect Yourself from Fraud* booklet, providing essential guidance to safeguard consumers.
Stay Informed, Stay Protected
Fraudsters continuously adapt their tactics to exploit unsuspecting individuals.
Common schemes include:
Telephone Scams
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Imposter Calls: Fraudsters impersonate financial institutions, claiming overdue payments and threatening consequences.
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Social Security & IRS Scams: Calls falsely claim compromised Social Security numbers or IRS debts, demanding immediate payment.-
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Debt Relief Scams: Scammers promise financial relief but require upfront fees.
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Grandparent Scams: Criminals pose as distressed loved ones, urgently requesting money.
Phishing & Identity Theft
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Dumpster Divers: Fraudsters search for discarded documents containing personal information
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Online Threats: Secure passwords and PINs, updating them regularly.
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Copycat Sites: Beware of fraudulent emails or websites designed to steal your account credentials.
Tips to Prevent Financial Fraud
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Government agencies never request payments via phone.** Official notices are always in writing.
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Avoid sharing personal information** with unknown callers.
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Shred sensitive documents** before disposal.
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Seek financial relief only from verified institutions. Scammers exploit distress with false "relief opportunities.
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Regularly monitor financial statements** to detect unauthorized transactions.
Further Resources
Stay updated on scams with these trusted sources:
- Federal Trade Commission (FTC)
https://www.consumer.ftc.gov/features/scam-alerts
- Consumer Financial Protection Bureau (CFPB)
https://www.consumerfinance.gov/consumer-tools/fraud/
Legal Disclaimer
The information provided on this page is for general consumer awareness only and does not constitute legal advice or regulatory guidance. SEFCU will periodically update this content; however, it may contain links or references to third-party resources. We does not endorse or guarantee the accuracy, completeness, or reliability of third-party information.
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BORROW UP TO $10,000.
LOW FIXED RATES
Eliminate high-interest, stress debt with low fixed rates starting at 9.49% APR.
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Are you feeling overwhelmed by holiday credit card debt? Many Americans find themselves facing around $3,000 in holiday spending, and unexpected expenses can make it even more challenging. With high interest rates, managing these debts can be daunting. Let us offer you relief through a personal loan. Apply today and discover how we can help you manage your holiday expenses more effectively.
CHECK OUT ALL THE LOANS WE HAVE TO OFFER!
Wiring Instructions
Incoming Wires
Funds can be wired directly to your Sunkist(R)EFCU savings account. Please call (661)290-8701 for further wire instructions.
Outgoing Wires
Funds can be wired from your credit union account to another institution. Please provide the complete wire instructions from the receiving institution including address, phone number and any further crediting information. Domestic wire transfers within the United States have a fee of $20. The cut-off time for same-day wire transfers is 12PM PST.
Please complete the Wire Authorization Form below and fax to (661)290-8703.
Sunkist is a registered trademark of Sunkist Growers, Inc.
If you're using a screen reader or other auxiliary aid and having difficulty using this website, please call 661-290-8702 for assistance.
Accounts federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA, National Credit Union Administration, a U.S. Government Agency.
Our mission is to provide our member owners with quality financial products and services through dedicated personal attention