Sunkist Employees Federal Credit Union
Serving all Sunkist* Affliliates
MEMBER BUSINESS HOURS
MONDAY 8 AM-4:00 PM
TUESDAY 8 AM-4:00 PM
WEDNESDAY 8 AM-4:00 PM
THURSDAY 8 AM-4:00 PM
FRIDAY 8 AM-4:00 PM
SATURDAY CLOSED
SUNDAY CLOSED
Holiday Closures
• Monday, May 25, 2026
In observance of Memorial Day
• Friday, July 3, 2026
In observance of Independence Day
Finance your next vehicle with confidence
Experience the advantages of financing with a credit union that puts your needs first. Our auto loan program is designed to offer flexibility, speed, and personalized support—so you can drive forward with confidence.
Why Choose Us
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Competitive rates available for both new and used vehicles
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Flexible repayment terms designed to help you stay comfortably within your budget
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Fast approvals, typically within 24 hours
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Local, member-focused support from start to finish
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You may be approved—even if you're just getting started
Apply With Confidence
Whether you're purchasing your first car or upgrading to a newer model, our team is here to guide you through every step. Explore your options, review current rates, and start your application today.
New Auto
36 Mos
48 Mos
60 Mos
72 Mos
4.99%
5.49%
6.00%
6.50%
Used Auto (model years 2022-2026)
36 Mos
48 Mos
60 Mos
72 Mos
5.25%
5.50%
6.00%
6.50%
Used Auto (model years 2021 or older)
36 Mos
48 Mos
60 Mos
72 Mos
6.00%
6.25%
6.50%
7.00
Quick Cash Loans
Fast. Simple. No Credit Check.
We offer a straightforward way to access short‑term funds when unexpected expenses arise. With no credit check required, members can qualify based on verifiable income and the ability to repay
How It Works
Our Quick Cash Loan program is designed to help members borrow responsibly while building access to higher loan amounts over time. Each successful repayment unlocks the next loan level.
Loan Level
Starter Loan
Level 2
Level 3
Maximimum Loan
Amount
$300
$500
$800
$1,000
Term
2 Months
3 Months
4 Months
5 Months
Why Members Choose Quick Cash Loans
• No Credit Check — Approval is based on income, not your credit score.
• Fast Access to Funds — Get help quickly when life can’t wait.
• Short, Manageable Terms — Designed to support responsible borrowing.
• Flexible Loan Levels — Build your borrowing power with each successful payoff.
• Member‑Focused Service — Simple, supportive, and stress‑free.
Protect Yourself from Financial Fraud and Scams
Your awareness as a consumer plays a vital role in identifying and reporting fraud, helping authorities act quickly and protect others.
Seniors: A Common Target Older adults are often targeted due to their financial stability and trusting nature. Scammers may pose as caring acquaintances to gain access to funds. The Department of Financial Protection and Innovation provides free resources, including the Protect Yourself from Fraud booklet, to help consumers stay safe.Stay Informed Fraud tactics continue to evolve.
Common schemes include:
Telephone Scams
• Imposter calls claiming overdue payments
• Fake Social Security or IRS threats
• Debt‑relief scams requiring upfront fees
• “Grandparent” scams requesting urgent money
Phishing & Identity Theft
• Searching trash for personal documents
• Fake emails or websites stealing login information
• Weak or outdated passwords
How to Protect Yourself
• Government agencies do not request payments by phone; official notices are mailed.
• Never share personal information with unknown callers.
• Shred sensitive documents before discarding them.
• Seek financial help only from verified institutions.
• Review financial statements regularly for unauthorized activity.
Applications and Forms
Membership Applications
Ready to join our Sunkist Credit Union family? Please provide a valid government
issued picture I.D when returning this form. Print and complete all sections of this application.
¿Listo para unirse a nuestra familia de la unión de crédito? Imprima y complete todas las secciones en esta aplicación.Proporcione una identificación válida con fotografía emitida por el gobierno al devolver este formulario.
Loan Applications
Use this form to apply for a Personal loan, a New or Used Auto loan, a Debt Consolidation or Credit Builder loan. Please return completed application with copies of your last 2 pay stubs.
This form is quick and easy to complete. Our Quick Cash loan is a short term small loan amount.Please return completed application with copies of your last 2 pay stubs.
Esta forma es rápida y fácil de completar. Nuestro préstamo de “Quick Cash” es un préstamo de pequeñas cantidades a corto plazo.Envíe la solicitud completa con copias de sus 2 últimos talones de pago.
Use this form for a Share Secured loan. Complete the personal information area, sign, date, and you're done! Share amount must be available in account at the time of request.
Other Forms
Review our Visa Prepaid Debit Card Agreement before applying. This debit card is safe, secure and accepted everywhere you see the VISA logo. Fees may apply.
Use this card like an ATM/Debit/Credit Card without the interest. Funds are loaded upon request and available for use within minutes. Fees may apply
Use this form if you don't want to complete an application online through the internet. Call the credit union for more instruction.
Use this generic form to start or change Direct Deposits with your Employer. Paid off your loan, then use this form to stop the loan payment deduction, or leave as is and continue to save your money!
Complete this form for a Used Auto Loan. Value will be based on Kelly Blue Book.
Complete this form to request your Skip A Pay. Scan and email form to Credit Union. sunkistmember@gmail.com
Sunkist is a registered trademark of Sunkist Growers, Inc.