Sunkist Employees Federal Credit Union
Serving all Sunkist* Affliliates
MEMBER BUSINESS HOURS
MONDAY 8 AM-4:00 PM
TUESDAY 8 AM-4:00 PM
WEDNESDAY 8 AM-4:00 PM
THURSDAY 8 AM-4:00 PM
FRIDAY 8 AM-4:00 PM
SATURDAY CLOSED
SUNDAY CLOSED
Holiday Closures
• Monday, May 25, 2026
In observance of Memorial Day
• Friday, July 3, 2026
In observance of Independence Day
Finance your next vehicle with confidence
Experience the advantages of financing with a credit union that puts your needs first. Our auto loan program is designed to offer flexibility, speed, and personalized support—so you can drive forward with confidence.
Why Choose Us
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Competitive rates available for both new and used vehicles
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Flexible repayment terms designed to help you stay comfortably within your budget
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Fast approvals, typically within 24 hours
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Local, member-focused support from start to finish
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You may be approved—even if you're just getting started
Apply With Confidence
Whether you're purchasing your first car or upgrading to a newer model, our team is here to guide you through every step. Explore your options, review current rates, and start your application today.
New Auto
36 Mos
48 Mos
60 Mos
72 Mos
4.99%
5.49%
6.00%
6.50%
Used Auto (model years 2022-2026)
36 Mos
48 Mos
60 Mos
72 Mos
5.25%
5.50%
6.00%
6.50%
Used Auto (model years 2021 or older)
36 Mos
48 Mos
60 Mos
72 Mos
6.00%
6.25%
6.50%
7.00
Quick Cash Loans
Fast. Simple. No Credit Check.
We offer a straightforward way to access short‑term funds when unexpected expenses arise. With no credit check required, members can qualify based on verifiable income and the ability to repay
How It Works
Our Quick Cash Loan program is designed to help members borrow responsibly while building access to higher loan amounts over time. Each successful repayment unlocks the next loan level.
Loan Level
Starter Loan
Level 2
Level 3
Maximimum Loan
Amount
$300
$500
$800
$1,000
Term
2 Months
3 Months
4 Months
5 Months
Why Members Choose Quick Cash Loans
• No Credit Check — Approval is based on income, not your credit score.
• Fast Access to Funds — Get help quickly when life can’t wait.
• Short, Manageable Terms — Designed to support responsible borrowing.
• Flexible Loan Levels — Build your borrowing power with each successful payoff.
• Member‑Focused Service — Simple, supportive, and stress‑free.
Protect Yourself from Financial Fraud and Scams
Your awareness as a consumer plays a vital role in identifying and reporting fraud, helping authorities act quickly and protect others.
Seniors: A Common Target Older adults are often targeted due to their financial stability and trusting nature. Scammers may pose as caring acquaintances to gain access to funds. The Department of Financial Protection and Innovation provides free resources, including the Protect Yourself from Fraud booklet, to help consumers stay safe.Stay Informed Fraud tactics continue to evolve.
Common schemes include:
Telephone Scams
• Imposter calls claiming overdue payments
• Fake Social Security or IRS threats
• Debt‑relief scams requiring upfront fees
• “Grandparent” scams requesting urgent money
Phishing & Identity Theft
• Searching trash for personal documents
• Fake emails or websites stealing login information
• Weak or outdated passwords
How to Protect Yourself
• Government agencies do not request payments by phone; official notices are mailed.
• Never share personal information with unknown callers.
• Shred sensitive documents before discarding them.
• Seek financial help only from verified institutions.
• Review financial statements regularly for unauthorized activity.
The Credit Union Difference
Credit unions are not-for-profit organizations that exist to serve their members. Like banks, credit unions accept deposits, make loans and provide a wide array of other financial services. But as member-owned and cooperative institutions, credit unions provide a safe place to save and borrow at reasonable rates. Credit unions are owned by members who use their services. A volunteer board of directors is elected by members to manage a credit union. Credit unions operate to promote the well-being of their members. Profits made by credit unions are returned back to members in the form of reduced fees, higher savings rates and lower loan rates. Members of a credit union share a common bond, also known as the credit union’s “field of membership.” Sunkist Growers, Inc. is who we share as our common bond.
COVID-19 Update
LET’S LOOK OUT FOR EACH OTHER
Your Credit Union is here to help you through this uncertain time. The wellbeing of our members, staff and community is our first priority. We will continue to do our best to meet your needs. As this situation continues to change on a daily basis, we are constantly monitoring the guidance and recommendations of the Centers of Disease Control. We also receive updates from Sunkist Growers, Inc. informing us of their direction with employees and work environments.
It is our desire to follow the CDC’s recommendations to limit the spread of the coronavirus and to do everything in our power to keep our members and staff safe and healthy. Sunkist Employees Federal Credit Union has cancelled the 79th Annual Meeting scheduled for April 22, 2020 in Valencia, CA. We will attempt to reschedule another date later this year.
Our Board of Directors and management will assess our daily operations and make necessary changes if called to respond quickly to keep staff and our environment safe. This could mean a delay in processing member transaction requests, and member loans and deposits. If necessary, business hours could be reduced, and/or the credit union could be closed alternating days. You will find updated information on our website.
We encourage our members to continue to call us or use our automated Telephone Banking system, CU TALK, to make requests. Instructions for CU TALK can be found on our website. We will continue to extend credit to our members during this time. The lending process will not change, but just keep in mind we may be operating with less staff at the time of your request. (There’s only 2 of us.)
I personally want to thank all of our wonderful members for your cooperation, patience and understanding as we move forward. My journey of 25 years with our Credit Union has been one of constant growth, challenges, and the blessing of working with genuine people and members like you.
Stay Calm & Credit Union On!!
Olivia Bautista, Manager
It is our desire to follow the CDC’s recommendations to limit the spread of the coronavirus and to do everything in our power to keep our members and staff safe and healthy. Sunkist Employees Federal Credit Union has cancelled the 79th Annual Meeting scheduled for April 22, 2020 in Valencia, CA. We will attempt to reschedule another date later this year.
Vigilemos el Uno al Otro
Su cooperativa de crédito está aquí para ayudarlo en este momento incierto. El bienestar de nuestros miembros, personal y comunidad Es nuestra primera prioridad. Continuaremos haciendo nuestro mejor esfuerzo para satisfacer sus necesidades. A medida que esta situación continúa cambiando a diario En base a esto, estamos monitoreando constantemente la orientación y las recomendaciones de los Centros de Control de Enfermedades. Nosotros también recibir actualizaciones de Sunkist Growers, Inc. informándonos de su dirección con los empleados y los entornos de trabajo.
Es nuestro deseo seguir las recomendaciones de los CDC para limitar la propagación del coronavirus y hacer todo en nuestro poder para mantener a nuestros miembros y personal seguros y saludables. Sunkist Employees Federal Credit Unión ha pospuesto el 79
Reunión anual programada para el 22 de abril de 2020 en Valencia, CA. Intentaremos reprogramar otra fecha más adelante este año.
Nuestro Consejo de Administración y la gerencia evaluarán nuestras operaciones diarias y harán los cambios necesarios si se les solicita responda rápidamente para mantener seguro al personal y a nuestro medio ambiente. Esto podría significar un retraso en el procesamiento de la transacción del miembro solicitudes y préstamos y depósitos de miembros. Si es necesario, el horario comercial podría reducirse y / o la cooperativa de crédito podría estar cerrado alternando días. Encontrará información actualizada en nuestro sitio web.
Alentamos a nuestros miembros a continuar llamándonos o utilizar nuestro sistema automatizado de banca telefónica, CU TALK, para hacer peticiones. Las instrucciones para CU TALK se pueden encontrar en nuestro sitio web. Continuaremos otorgando crédito a nuestros miembros durante este tiempo. El proceso de préstamo no cambiará, pero solo tenga en cuenta que podemos estar operando con menos personal en él hora de su solicitud. (Solo hay 2 de nosotros).
Personalmente, quiero agradecer a todos nuestros maravillosos miembros por su cooperación, paciencia y comprensión a medida que avanzamos. Mi viaje de 25 años con nuestra Cooperativa de Crédito ha sido de constante crecimiento, desafíos y la bendición de trabajar con personas y miembros genuinos como usted.
¡Mantén la calma y la cooperativa de crédito!
Olivia Bautista
El Director
Sunkist is a registered trademark of Sunkist Growers,Inc.